GROUP AND BLANKET HEALTH INSURANCE POLICIES
"Group health insurance" defined.
Employee group insurance authorized--"Employees" defined.
Association member and employee group insurance authorized--Inclusion
of retired employees.
Industry fund group insurance authorized--"Employees" defined.
Issuance to person or organization to which group life insurance policy
may be issued.
Issuance to cover similar group subject to discretion of director.
Coverage of proprietors, partners and executive corporate officer
Continuation without evidence of insurability--Application.
Coverage for inpatient treatment of alcoholism to be offered in group
policies--Treatment within state included.
Benefits provided under alcoholism coverage--Maximum treatment
Policies not within alcoholism coverage requirement.
Coverage upon application by employee or beneficiary with right to
convert following notice of termination.
Continuation of coverage upon leaving employment or termination of
coverage by insurer--Duration.
58-18-7.6 to 58-18-7.10.
Continuation or conversion policy not required under certain
Conditions for continuation.
Premium for conversion policy and continuation policy.
Notification of continuation and conversion rights.
Group insurance coverage in lieu of converted individual policies.
Exclusion of benefits for injury while under the influence of alcohol or
drugs prohibited--Exception for sickness or injury caused in commission
Continuation coverage to be same as that available to similarly situated
beneficiaries--Option to decrease benefits.
Probationary period for continuation or conversion coverage prohibited.
Construction with chapter 58-18C.
Continued coverage--Insurer's use of experience for rating purposes not
limited--Options unavailable in market not required.
Representations by applicant not warranties--Written statement required
to avoid insurance or reduce benefits.
Summary statement of coverage for delivery to member of insured group.
Additions to group originally insured.
Direct payment for hospital, medical, or surgical services--Option of
Reduction of benefits because of increase in statutory disability benefits
"Blanket health insurance" defined.
Blanket health insurance for passengers on common carrier.
Blanket health insurance for employees, dependents, or guests with
reference to hazardous activities.
Blanket health insurance for institutions of learning, camps, or sponsors.
Blanket health insurance for religious, charitable, recreational,
educational, or civic organizations.
Blanket health insurance for sports team or sponsors.
Blanket health insurance for volunteer group or agency.
Blanket health insurance for other risks approved by director.
Authority to issue blanket health insurance--Filing of copy of form--Required provisions.
Policy and application constitute entire contract--Statements by
policyholder not warranties--Written statement required for use in
defense of claim.
Sickness or injury--Provision for notice to insurer.
Forms for filing proof of loss--Failure of insurer to furnish, submission
of written proof.
Claim for loss of time--Time for furnishing proof of loss--Notice of
continuance of disability.
Time for payment of benefits.
Physical examination of insured--Autopsy in death claims.
Time for commencement of action to recover under policy.
Individual application and certificate not required under blanket policy.
Persons to whom benefits payable under blanket health policy.
Chapter inapplicable to prior policies.
Continuation of coverage for child with intellectual or physical disability--Proof of dependency.
Dependent coverage termination--Age--Full-time student.
Family coverage to include newborn and newly adopted children.
Premature birth, congenital defects, and birth abnormalities covered--Applicability.
Notice of birth or adoption required for continued coverage.
Notice required for rate increase by group health insurance company.
Grandfathered plans required to cover low-dose mammography--Extent
Policies required to cover occult breast cancer screening.
Freedom of choice for pharmacy services.
Annual period of enrollment for licensed pharmacies--Actual notice of
enrollment period not required.
Provisions denying choice for pharmacy services as void.
Enforcement of provisions permitting choice for pharmacy services.
Coverage for phenylketonuria.
"Health benefit plan" defined.
"Late enrollee" defined.
"Creditable coverage" defined.
Preexisting conditions--Limitation of waiting periods.
Anesthesia and hospitalization for dental care to be provided certain
Renewability of health benefit plans--Employer's election--Exceptions.
Nonrenewal of health benefit plans by an employer carrier.
Acceptance of new employees for coverage under employer's existing
health benefit plan.
Carrier's offer of coverage to employer--Coverage of all eligible
Application of §§ 58-18-42 to 58-18-49, inclusive.
Political subdivisions permitted to join with health insurance purchasing
Formation of voluntary health insurance purchasing organizations.
Membership of voluntary health insurance purchasing organizations.
Purchasing organization's responsibility for negotiating terms and
Purchasing organization's notice of premium charge.
Additional chapters applicable to purchasing organization.
Approval of purchasing organization by Division of Insurance.
Premiums held in trust by purchasing organization.
Rates for group health insurance issued to purchasing organizations.
Reasonable participation requirements for group members of purchasing
Purchasing organizations exempt from antitrust provisions.
Promulgation of rules for purchasing organizations.
Minimum loss ratio for employer health benefit plans--Application of
Minimum inpatient care coverage following delivery.
Shorter hospital stay permitted--Follow-up within forty-eight hours
Notice to employees or members--Disclosures.
Promulgation of rules to minimally meet federal standards--Additional
Health insurance policies to provide coverage for biologically-based
Carrier to provide annual report--Time frame--Information.
Policies to provide coverage for diabetes supplies, equipment and
education--Exceptions--Conditions and limitations.
Diabetes coverage not required of certain plans and policies.
Policies to provide coverage for prostate cancer screening.
Plans subject to § 58-18-45--Exceptions.
Director to promulgate rules governing use of genetic information.
Authorization of self-funded multiple employer trust--Conditions.
Promulgation of rules pertaining to multiple employer trusts.
Multiple employer trust not insurance company or association or subject
to specified provisions--Exception.
Suspension or revocation of authorization of multiple employer trust--Action in lieu of suspension or revocation.
Payment of premium taxes.
Agent licensing requirements.
Exemption from application of §§ 58-18-88 to 58-18-94, inclusive, and
§ 58-18B-59--Trust authorized to include large and small employers.