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Rule 20:06:21:27 Outline of coverage.

          20:06:21:27.  Outline of coverage. Insurers shall include the following information in or with the outline of coverage:

          (1)  A graphic comparison of the benefit levels of a policy that increases benefits over the policy period with a policy that does not increase benefits. The graphic comparison must show benefit levels over at least a 20-year period; and

          (2)  Any expected premium increases or additional premiums to pay for automatic or optional benefit increases.

          An insurer may use a reasonable hypothetical or a graphic demonstration for the purposes of this disclosure.

          Source: 22 SDR 97, effective December 18, 1995.

          General Authority: SDCL 58-17B-4.

          Law Implemented: SDCL 58-17B-10.


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