Rule 20:06:21:18 Discontinuance and replacement of a group policy.
20:06:21:18. Discontinuance and replacement of a group
policy. If a group long-term care policy is replaced by another group
long-term care policy issued to the same policyholder, the succeeding insurer
shall offer coverage to all persons covered under the previous group policy on
its date of termination. Coverage provided or offered to individuals by the
insurer and premiums charged to persons under the new group policy may not
result in any exclusion for preexisting conditions that would have been covered
under the group policy being replaced and may not vary or otherwise depend on
the individual's health or disability status, claim experience, or use of
long-term care services.
22 SDR 97, effective December 18, 1995.
Authority: SDCL 58-17B-4.
Implemented: SDCL 58-17B-5, 58-17B-5.1, 58-17B-6.
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